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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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In the beginning she handled her own money but now she has Alzheimer's and I haven't been keeping any receipts for her. What happens with Medicaid as she is soon going to have to go to a nursing home?
Medicaid will want to know what's happened to her money. It's not like it's unreasonable of them to ask. What information and records will you be able to get together for them to examine? - Bank statements, utilities bills, credit card statements?
Um. Do you mean you've been withdrawing cash, spending it, and keeping no receipts at all? I really hope not; but okay, so how much money are we talking about? - because it is going to have to be accounted for, and not only for Medicaid's information if you have been making the withdrawals for her. If you have accepted responsibility for her and she's no longer able to act for herself, you will need to be able to demonstrate that you have been using her money for her benefit.
No receipts, but what about bills? What about an inventory of the sorts of disposables she typically gets through in a month: food, toiletries, clothing, medications, her share of household expenses?
Start writing checks or use online bill pay. Yes, keep receipts. I sometimes buy my mother supplies and pay other expenses out of my money. I keep all receipts and then reimburse myself monthly. I also track hrs and mileage with dates, places gone on her behalf and time spent on her behalf. This is important if you will pay yourself for time and mileage.
It sounds like she has no money left to pay for nursing home care? Is that correct? If not, and you have to apply for Medicaid for her, they will want receipts and statements to see where her money has gone. If you spent the money for yourself, then you will have a problem getting her approved. They can requests receipts and statements for the previous 5 years.
No, I haven't spent her money on me. I use her ATM for anything bought or used for her benefit, the rest of her money is in the bank. She had been living with my brother for 7 years (who is now incarcerated) and he did whatever he wanted with her money but she gave him concent so there are no receipts for that time. That is why I'm concerned about her and Medicade. I keep reading about other people and Medicade issues and I'm worried about her when I am no longer to care for her. I was already taking care of a son with a tramatic brain injury and I have custody of two of my young granddaughters (one with autism). I'm not a spring chicken myself and have several medical problems of my own so I'm looking towards the future when the stress effects my own health. I love my mother very much and would never do anything to take advantage of her, I just keep seeing all these post about Medicade from other people sort of in my same situation.
Deborah, I hope you didn't think I was suggesting you had taken your mother's money. The trouble is that without receipts it is harder for you to *show* Medicaid, or anyone else making enquiries, that you haven't. Do please start making a habit of keeping all receipts for everything you buy or pay for on her behalf, and get together as much information as you can.
But I see you have bigger issues - specifically, the previous years when your mother was living with your brother. In your position I think I would call Medicaid and ask their advice. I don't think many people are in your situation exactly, for one thing, and you're entitled to expect them to treat you fairly; and for another if you call well in advance of your mother's needing to make an application you will have more time to follow any instructions or recommendations they might give you. You'll be able to find contact numbers for your area online.
Best of luck, and please let us know how you're getting on.
You did not mention how much money she has left in her account. When she goes into the nursing home, she will need to private pay each month until all her money is spent down. Medicaid allows her to keep around $2K or less in her account. The amount differs in various states. My mother paid for her nursing home care for quite some time by using all her savings and any other money she had in the bank.
I would suggest you look around for a nursing home to find one you like, then talk to the Business Mgr of the nursing home about your mother's finances and how you plan on paying for the nursing home. She should be able to help you. Some Business Mgrs are more helpful than others. Good luck. It can be a real maze dealing with Medicaid.
Another thing, do you have POA? If not, that may be another hurdle you will have to deal with being she has Alzheimer's.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
No receipts, but what about bills? What about an inventory of the sorts of disposables she typically gets through in a month: food, toiletries, clothing, medications, her share of household expenses?
And start keeping records!!!
Is that correct? If not, and you have to apply for Medicaid for her, they
will want receipts and statements to see where her money has gone.
If you spent the money for yourself, then you will have a problem getting her approved. They can requests receipts and statements for the previous 5 years.
But I see you have bigger issues - specifically, the previous years when your mother was living with your brother. In your position I think I would call Medicaid and ask their advice. I don't think many people are in your situation exactly, for one thing, and you're entitled to expect them to treat you fairly; and for another if you call well in advance of your mother's needing to make an application you will have more time to follow any instructions or recommendations they might give you. You'll be able to find contact numbers for your area online.
Best of luck, and please let us know how you're getting on.
When she goes into the nursing home, she will need to private pay
each month until all her money is spent down. Medicaid allows her to keep around $2K or less in her account. The amount differs in various
states. My mother paid for her nursing home care for quite some time by using all her savings and any other money she had in the bank.
I would suggest you look around for a nursing home to find one you like, then talk to the Business Mgr of the nursing home about your mother's finances and how you plan on paying for the nursing home. She should be able to help you. Some Business Mgrs are more helpful than others. Good luck. It can be a real maze dealing with Medicaid.
Another thing, do you have POA? If not, that may be another hurdle you will have to deal with being she has Alzheimer's.