My parents are staying at home with my brother and his family. We want to get a home health caregiver to help my parents preferably someone to come in 24/7. My parents hardly have any money but they live with my brother who is doing relatively well financially. How do we get home health care for my parents through Medicaid or Medicare if they live with my brother? How do we find out their eligibility?
In fact, no matter where you turn you will not find funding for 24/7 home care. Period.
You may be able to cobble together benefits from several sources, however, to make care at home manageable. For instance, is mom or dad a veteran? Benefits are available.
What state to you live in? Some states have Medicaid programs that provide some home health care when another caregiver is present.
Also, as Austin suggested above, contact the local Area Agency on Aging (sometimes called the Aging and Disability Resource Center) and inquire about state, county and even city benefits that may provide meals on wheels, transportation, respite care, and more.
As unbelievable as it may seem, sometimes it is cheaper for the couple to live in assisted living than at home...and more benefits are available in that environment. And it can be safer. And it can be more fun for them with social activity and no grandkids! (I sure wouldn't want to live with your brother and his family, would you? lol) Ever visited one? You should, many are really great....
Kudos to fake identities