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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Sheila678, if you are making $1700 per month, sounds like you work a full 40 hour week at $10.00/hr. Is that correct? I assume the $1700 is after payroll taxes, or are you self-employed? Does your place of work give you health care insurance? Or do you have to buy your own insurance? Hopefully you are on ACA [Obamacare] where you can purchase affordable health care insurance.
Yes, you do need to find a rental that is much less expensive, as the rule of thumb is 1/4 of your monthly income goes into rent/mortgage. Search for a senior apartment were the rents are based on one's income as other above had mentioned. Nothing too far from where you work. Or search for a room-mate situation where you can rent a room with kitchen/laundry privileges.
And you need to start doing a budget to help manage your income as I bet very little is going into savings. Start cutting coupons, I have been doing that for decades, and it does help. The Sunday newspaper is a good source for coupons. Ok, I know you would need to buy the Sunday newspaper but the coupons are worth more than you pay for the newspaper.
Cut back on cable TV unless it is included in your rent. What about your cellphone, if you have one. I still use a flip phone.
If you go shopping and find some really good sales, it is not a sale unless you really really need the item.
As for grocery, I find I can be just as happy eating two fried eggs with toast for supper. Who says no one can have breakfast for dinner :P
I agree , try looking into subsidized senior housing --- it is based upon your income. Or, can you find a shared living arrangement? Also, seek other assistance through your county office of aging. You may qualify for SNAP (food stamps); utility assistance (LIHEAP), prescription assistance, etc. Things like food pantries can help stretch your food budget. You indicate a need for lower rent, what about your other expenses? Are there things you can cut or reduce? I once coached a woman having problems meeting expenses. She was 3 months behind in her rent. But when she printed out her debit card activity for the previous month, it indicated the woman was spending a huge slice of her income on eating out. You might try looking at your entire spending patterns.
Where I live be subsidized seniors housing is available to those over 60. You have to pay 1/3 of your before tax income. So you may not have much more in your pocket.
Why is $1000 a month after rent not enough to live on? Is there any way to reduce your expenses?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Yes, you do need to find a rental that is much less expensive, as the rule of thumb is 1/4 of your monthly income goes into rent/mortgage. Search for a senior apartment were the rents are based on one's income as other above had mentioned. Nothing too far from where you work. Or search for a room-mate situation where you can rent a room with kitchen/laundry privileges.
And you need to start doing a budget to help manage your income as I bet very little is going into savings. Start cutting coupons, I have been doing that for decades, and it does help. The Sunday newspaper is a good source for coupons. Ok, I know you would need to buy the Sunday newspaper but the coupons are worth more than you pay for the newspaper.
Cut back on cable TV unless it is included in your rent. What about your cellphone, if you have one. I still use a flip phone.
If you go shopping and find some really good sales, it is not a sale unless you really really need the item.
As for grocery, I find I can be just as happy eating two fried eggs with toast for supper. Who says no one can have breakfast for dinner :P
You indicate a need for lower rent, what about your other expenses? Are there things you can cut or reduce? I once coached a woman having problems meeting expenses. She was 3 months behind in her rent. But when she printed out her debit card activity for the previous month, it indicated the woman was spending a huge slice of her income on eating out. You might try looking at your entire spending patterns.
Where do you live?
Are you employed, unemployed or retired?
Are you single?
Do you have pets?
Do you need an adaptive apartment?
Where I live be subsidized seniors housing is available to those over 60. You have to pay 1/3 of your before tax income. So you may not have much more in your pocket.
Why is $1000 a month after rent not enough to live on? Is there any way to reduce your expenses?