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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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NO gifting or she will be penalized by Medicaid equal to the amount gifted. Whatever money she receives is to go to paying for her care then Medicaid makes up the difference. Best get with Medicaid and the facility she is in to get this straightened out.
Are you referring to the "spending allowance" required to be saved from SS or SSI funds at the nursing home?
Spend the money on her, buy her a fancy walker, wheelchair, or mobility scooter. Transportation is another allowable expense. A set of winter clothes, robes, slippers, coffeemaker for her room, an I-phone? Gift card to a restaurant if she can get out, tickets to the movies, extra nice snacks, small refrigerator for her room, a special pillow or washable cotton blanket. There, spent yet?
If she is considered low income....I believe its $25,000 a year or less, you apply thru medicaid. Her bills will all be paid. If she has liquid money in the bank over $2000 she probably won't quality and you will pay a lot a month for a care center until its under $2000. Its a racket....terrible terrible terrible. It wipes out your accounts until you are nearly in poverty before Medicaid helps if at all. If she has no savings and makes over the low income amount, your out of luck too. My father in law took out a reverse morgage on his house a few years ago but its like a 'loan' not liquid money in his account, so medicaid can't touch "loans" thank God. He was able to get full coverage for his wife in the nursing home because she has just a tiny social security check so she is way under low income. Again, medicaid only looks at the patient's money, and no one elses. BEST ADVICE is to get an Elder Care Lawyer who knows all of the ends and outs of your problem. My mom got one when my dad was about to go into a nursing home, and it saved the day. She was able to get dad's name off of all their accounts, and have them in her name only through the lawyer. They just had his retirement check in his name of course, and she did have to pay out some, but not near the full amount. It is well worth the money to retain an Elder Care Lawyer for the duration your loved one is in the care center until the end.
I take it your mother is in the nursing home on Medicaid, or you wouldn't be concerned about a $2,000 limit. That is not related to her personal allowance, but the amount she could have in assets (usually a bank account) when she was approved for Medicaid. Am I understanding this correctly?
How is that account growing? Her income should be used to pay for the nursing home, with Medicaid picking up what her income doesn't cover. So where is this additional money coming from?
My mom's $2,000 account slowly drained to a few hundred, as we used it to pay for a medical transport so she could attend her sister's 100th birthday party, buying her a new coat and shoes, etc. We could withdraw some and put it in her personal account in the nursing home, too. Her one extravagance was getting her hair done weekly, and that would be hard to do on just her personal allowance.
Can you clarify -- is your mother on Medicaid now, or in the application process? How is her bank account growing?
In any case, no she cannot gift it within the Medicaid rules.
I’m assuming that her bank account is building each month from the $ that is her personal needs allowance (PNA). Like for my mom PNA was $60 a mo. What you might want mom to do is have a weekly beauty shoppe visit scheduled. At my late moms weekly was $15 shampoo & set; so basically if scheduled weekly would use all the entire $60 each month. Beauty shoppe gets paid automatically from the PNA if mom has a at the NH account for PNA or other funds to be “banked” at.
States can do renewals for Medicaid eligibility and mom must have assets under 2k and state can ask for current bank &/or PNA statements to establish this. You don’t want to be caught out with this as a real bother to deal with. I’d really suggest you asap go and spend some of the $ on winter clothing for her to get it down to under $1700 and onto a twice a mo beauty shoppe so she’s not up on the wire again in another mo or two.
New eyeglasses or two would be a good spend as they go MIA.
Her PNA account should be handled by her NH not going into her bank acct but it does count against the $2000. Like said, you can spend it on something she can use.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Spend the money on her, buy her a fancy walker, wheelchair, or mobility scooter. Transportation is another allowable expense.
A set of winter clothes, robes, slippers, coffeemaker for her room, an I-phone?
Gift card to a restaurant if she can get out, tickets to the movies, extra nice snacks, small refrigerator for her room, a special pillow or washable cotton blanket.
There, spent yet?
How is that account growing? Her income should be used to pay for the nursing home, with Medicaid picking up what her income doesn't cover. So where is this additional money coming from?
My mom's $2,000 account slowly drained to a few hundred, as we used it to pay for a medical transport so she could attend her sister's 100th birthday party, buying her a new coat and shoes, etc. We could withdraw some and put it in her personal account in the nursing home, too. Her one extravagance was getting her hair done weekly, and that would be hard to do on just her personal allowance.
Can you clarify -- is your mother on Medicaid now, or in the application process? How is her bank account growing?
In any case, no she cannot gift it within the Medicaid rules.
I’m assuming that her bank account is building each month from the $ that is her personal needs allowance (PNA). Like for my mom PNA was $60 a mo. What you might want mom to do is have a weekly beauty shoppe visit scheduled. At my late moms weekly was $15 shampoo & set; so basically if scheduled weekly would use all the entire $60 each month. Beauty shoppe gets paid automatically from the PNA if mom has a at the NH account for PNA or other funds to be “banked” at.
States can do renewals for Medicaid eligibility and mom must have assets under 2k and state can ask for current bank &/or PNA statements to establish this. You don’t want to be caught out with this as a real bother to deal with. I’d really suggest you asap go and spend some of the $ on winter clothing for her to get it down to under $1700 and onto a twice a mo beauty shoppe so she’s not up on the wire again in another mo or two.
New eyeglasses or two would be a good spend as they go MIA.