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She's currently in memory care in Oregon, she's out of money and Medicaid there denied her saying she makes too much $2800/mo gross. Subtract $400/mo for healthcare and taxes. We are moving her to MN to live with us for now. What resources should I start with?

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You need a certified elder attorney to help you set up a trust for the excess funds.
Here is a link to an Oregon lawyers website that explains how this works in Oregon.

https://oregoneel.com/qualified-income-trust-income-cap-trust/

Medicaid requires an elder to be at need both physically and financially to qualify for LTC and each state has slightly different requirements.

Where is your mom living now? It is almost always easier to transfer to a facility from a hospital or rehab. Does she have family in Oregon? This won’t be an easy trip for anyone that would be physically eligible for skilled nursing care. Does she have a Power of Attorney?

https://www.medicaidplanningassistance.org/medicaid-eligibility-minnesota/

You will notice on this Minnesota link that the limit is Even lower.

Give a few more details about the situation to get the best advice. Since the rules are different, you might find one state easier than the other to get her placed. Check it out before moving her.

Also, in most states Medicaid doesn’t cover ALF. What are your mom’s issues? How old is she? She will need to be over 65, a resident off the state, a US citizen and in need of skilled nursing.

This forum will help guide you if you will give plenty of info to make moms situation easier to understand.
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Reply to 97yroldmom
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You need to get her approved for LTC or otherwise known as Nursing Home Medicaid. The qualifications are different than regular Medicaid. Once you bring her in with you, seek the help of your local Agency on Aging. Have mom be seen by a Neurologist, and tell the neurologist you are trying to find a suitable place for her. If she is unable to perform ADL's on her own, he can likely qualify her for LTC Medicaid. As far as financially qualifying her, it can be done without an attorney, but you may have to put some work in. An attorney can do it, but it will cost you a good sum of money. You need to familiarize yourself with the rules for LTC Medicaid in MN.

Medicaid Application Documents Checklist (medicaidlongtermcare.org).

You can start by researching online, I posted a link above.
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Reply to mstrbill
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Yes to talking to an elder law attorney or estate planner or Medicaid Planner for MN about a "Miller" type trust to offload excess funds so she qualifies financially. Then the money that goes into that trust goes to Medicaid when she passes.

FYI I live in the Twin Cities metro area so feel free to PM me directly with questions.
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Reply to Geaton777
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97yroldmom Jun 10, 2024
I was hoping you would see this Geaton.
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I would see an elder law attorney to work out the options for your mom given her assets and income, and given her qualifications (or not) for Medicaid in her new home state.
You will manage to work things out, but her income will likely all go to the nursing home save that small allowed allowance.
Wishing you the best of luck. A lot of this just isn't DIY these days.
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Reply to AlvaDeer
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