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I'm so confused what will happen if they use income from long term disability and lower their SSI. My monthly utilities are $300 and they also recvd SNAP benefits for them only and only used for their food. My mother has cancer and other health issues which require special food. Can this affect their SSI payments? Thanks a lot for any answer that will help me understand this and provide some clear information to remove some stress. My mom is currently on chemo treatment and am the only one caring for them. They do not have any assets or other money except their SSI income. They have Medicare and Medicaid and also long term care. The $700 they pay is $600 rent for their own room and $100 for utilities. Thanks.

Social Security and Social Security Disability are not affected because your parents are with you. Supplimental Security Income (SSI) maybe if they receive this too. Their SNAP maybe too if they were receiving it before they moved in with you. The increases in your parents SS may affect their SNAP too.
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Reply to JoAnn29
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In order to avoid all issues of "gifting" you need the advice of an attorney.
We are only a Forum of caregivers.

A care contract done by an attorney will
1. Avoid taxes. Payment of rental involves income to you. That must be claimed as income. "Shared Living Expenses" doesn't involve income and isn't taxable. These things are important for you to KNOW and for your to have written in a care contract.
2. A care contact prevents accusations of "gifting" to children, which would prevent your loved one applying for Medicaid in the next 5 years without penalties. But paying by care contract prevents these problems.

See an attorney. I understand there is financial payment, but having Advance Directives, POA, and care contracts well written will prevent a world of woes, and this is what they are paid for.
Best of luck.
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Reply to AlvaDeer
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There are 3 types of payments possible from Social Security. One is SSI, Supplemental Security Income, a program for people in poverty situations. Regular Social Security is the retirement income for people after age 62-67 (variably depending on when it’s chosen to begin taking it) who contributed during their working years. Third is Social Security Disability for disabled people, deemed by SS examiners to have a disability by their standards. I’m not clear on which of these your parent’s receive? Social Security doesn’t generally monitor what’s done with benefits unless someone is named as representative payee for the person receiving benefits.
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Reply to Daughterof1930
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Abuelos8a Feb 19, 2025
Hi sorry for the confusion I should have proof read my question. They are 86 and 87 years old and only receive supplemental security income( SSI) No other income or assets Only income is their SSI which is $487 each and SNAP. They live in Miami, FL
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"They have Medicare and Medicaid and also long term care."

Can you please clarify what you mean by "long term care"? As in a LTC insurance policy? If so, this is more complicated in regards to how it works together with their Medicaid.

If not a LTC policy then I don't know what you are referring to, so please provide more information.

Also, how the social aid works can depend a lot on your state and county, so it might help to post where they live (state and county only).
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Reply to Geaton777
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