I do not agree w this!! They are protecting their inheritance. I am disabled. Mom & I have lived together for 12 yrs. I have been her primary care giver when needed. I have been excluded by my siblings while they completed & submitted Mom's Medicaid application. In Louisiana
Hugs!!
Selling the house now could cause problems. It would have to be sold for Market value, Medicaid would stop until the proceeds are spent down then reapplied for.
I would call your local Medicaid office and check this out.
equity in the home. Bank statements, records, etc. I have significant investment/
equity in the home. My name is not on the deed. So far from my limited conversations w Medicaid, they don't seem to care that Mom is not paying any money on the existing mortgage plus other expenses yet still has a home in her name. That just doesn't seem right to me. Not morally or ethically right.
Besides my Mom, I'm the only one that knows her medical history. That info was lacking on her admission forms. I was able to give NH her PCP, medical history, & current meds. Also let them know how active & independent Mom was @ home. That info was lacking too. Nobody asked me for any info. During this time, Mom was basically out of it after a 9 day stay @ local hospital w UTI w septicemia. 2 days after she was admitted to hospital, I had the flu. Was sick for 3 wks. That's when I was cut out of the communication loop. I financially helped Mom rebuild home following a natural disaster. I'm able to stay here because I have equity/
investment in the home. I'm also disabled. Currently my Dad is paying mortgage, insurance & property taxes. My Mother is still under the impression she is coming home. She is unable to walk or stand after 7 months. The first 4 months insurance pd for care/PT. Siblings haven't told Mom she isn't coming home. Mom won't be her own advocate. I tried my hardest to b her advocate @ the expense of my own well being & became very ill. I have a medical background, Veterinarian. Who better to care for & understand what is going on w her health than a Dr. Anything I discuss w Mom's social worker, Acct manager, NP, Nurse, is immediately reported to my brother w POA. I don't know why. I want the best care for my Mom. Nobody has been there for her over the years but me. When she had knee replacement surgery, I alone took care of her. I can ask siblings, Mom & Dad the same question & get a different answer from each one. Nobody tells me the truth. I find it out on my own. I do my best to make sure Mom is getting proper care.
Tthanks for ur interest & reply.
As Guestshopadmin had mentioned, no one can hide anything from Medicaid. There is a paper trail that Medicaid follows. Medicaid knows all the tricks.
Your siblings probably are under the impression that the State has deep pockets, thus can afford to pay for your and their Mom's care. They don't realize that Medicaid is funded by us taxpayers through State/Federal taxes.
It's foolish to keep a house unoccupied. Your siblings need to contact the home owner's insurance on the house and let the carrier know the house is vacant. Usually that means higher costs for homeowner's insurance, or new insurance to be found if the carrier doesn't cover vacant houses. If that isn't done, and somehow the house is damaged by vandals or broken water pipe, the insurance carrier may not pay for the repairs.
equity in construction of the home. My huge mistake. There is still a mortgage on the home that my Dad is paying. He is also paying insurance, half of utilities, home repairs, yard & home maintenance, all taxes plus any other expenses. I pay half of the utilities plus other expenses based on verbal agreements between Mom & i 12 yrs ago. Dad intends to pay the mortgage off. After that, I have no idea what their plans are for the home. My home. Mom's home. Probably keep it til Mom passes so they can collect their inheritance. That is the bottom line of all this craziness, siblings want to protect their inheritance instead of making sure Mom has the best care for the rest of her life. A brother actually came to me asking me for money to pay for household expenses to protect his inheritance. He actually told me this!! I'm on disability. Initially siblings had a family mtg in Dec. This meeting did not include Mom or I. Result of this mtg was them telling me i was going to pay rent, pay for all utilities, all home/yard maintenance, all home/yard repairs, ETC. Didn't happen. They have never asked me for input on this situation. They don't ask me if I can do anything. They dictate what they want me to do. I've had to contact Protective Services & local PD due to their actions.