I am writing regarding benefits for my sister. Her ex husband (never left each other) is a disabled war veteran. My sister has a disability and her partner, ex husband is currently in the hospital dying. They have been married and divorced 2x but have never left each other. They are currently divorced and tried to get married in the hospital but the Justice of the Peace did not bring a marriage certificate. They we're able to capture this on video. She is unable to survive without his disability income. Is there anything I can do to help her?
I think because of her age, she cannot get any SS benefits against his SS. She may have to wait until she is 62. This is a question for SS.
Is she getting SSI? ( this isn't social security, its a state welfare) If so she has Medicaid? If no to both, she needs to apply for SSD. I would apply anyway.
Things may go faster with a lawyer versed in SS disability. He cannot charge her anything.
So sorry for all these problems. Social Services maybe able to help. If sister is on Medicaid there are government food give outs that will help her there. Food closets too. TG its getting warmer so she won't have the cost of heat. I would check about help with her electric and heating. My state has grants but you have to sign up early for them. Social Services maybe to help there. If she has cable, cut down to basic. If on Medicaid she can get safelink for her phone. Looks like from the info I have, you get a Android phone and 350 min. a month for free.
If there was a license signed by the couple, minister and witnesses, that needs to be taken and filed with the County clerk then they will receive a legal marriage certificate.
My BIL was a Major and retired after 20 yrs. My SIL told me she will not be able to receive his pension after he passes. I am not sure if ur sister would receive any disability he receives from the service. If he gets SSD, not sure if she is entitled to that if she is not at least 62, the age u can start collecting, 60 if a widow. Thats a question for SS.
As my SIL says, the Vet was in the service, not the spouse. There is a type of pension that a man serving can get a wife that they pay monthly into. If I remember correctly, its like $200 a month. Expensive for a man in the service supporting a wife and kids.
You first need to find out if sis is legally married. If not, a divorced spouse cannot get help from the VA. As an ex, she will be able to collect off of her partners SS but not till she is 62 and if married at least 10 yrs to him.
If she doesn't have SSD, now would be the time to apply. She can do this thru the local SS office. If turned down, she then gets a SS lawyer. He will not charge her. If she wins, SS pays the lawyer from the retroactive funds she receives. Which comes about because you are paid back to when you filed for SS not when you are finally OKd to receive it.
There are programs out there that your sister can receive. Your office of aging and Social Service Dept can help her navigate thru some of it.
A divorced spouse can receive their ex-spouse's SS partial income under some circumstances. It is called derivative spousal income. It is calculated on the higher earnings spouse's income, and the beneficiary gets a portion. If the income is from the VA, maybe the same or similar is available, based upon how many years they were married. You can look into it, or ask the attorney.
Do you know how your parents will figure into this planning?
P.S. It took me such a long time to post the last one, you had posted again before I read it.
Promote independence and supported housing for the mentally ill. Health can be achieved by living independently from parents. And stopping any suicide attempts.
She can start in rehab.
Trying to combine government support for her and parents will be one hot mess, imo. And, will she become their caregiver against her will, and be overwhelmed by those obligations...(same as a very stressful job). The parents can sell the house?
What kind of support does she have just for day-to-day functioning?
However, the government frowns upon using marriage and divorce to qualify for added benefits. The way you wrote this, there is not enough information to help determine if she qualifies for more or different benefits. And I am no expert.
She needs a private attorney to help her. I am just guessing what the facts could be.
If she had ever worked, and is on SSDI, the house in her name, would be an exempt asset, she could still qualify for SSDI benefits. However, in that case, the low income of $400/ mo. is not less than the amount calculated of her earnings because your parents bought her a house. Imo. Maybe that is all the calculated income she earned.??? Maybe you also do not have enough information about the entire financial planning for sis?
If she had no qualifying income over the years, she could be on SSI only. This is gov't support for persons with low or no income, (and is decreased by other helps), is for people who do not receive social security due to never working and paying in to the SS insurance. Medi-Cal is also likely a benefit, also adjusted when others live in the home.
If so, they deduct for every member living in the household, thereby decreasing her income. And would deduct for her parents helping her, and living there.
Especially if the parents live there, if the parents are on the title of the home, etc.
Imo.
Ideally, It was the parent's job to provide for a disabled child, and to set that up for her lifetime before age 18, or 21. This is usually done by an attorney, through a special needs trust. If the house they provided was in a special needs trust, I believe she would still qualify for benefits. The attorney may be able to arrange Social.Security based upon her parents income?
I suggest you help your sister by getting a social security attorney, and a disability attorney. For her and parents, if they are to live in the house together.
This is not something to do it yourself (diy). One cannot pick and choose a government benefit, or double dip. There has to be long term planning--include the parents. And an attorney, on behalf of sis. Not accusing anyone of fraud, but the gov't will look into this. If she had received more benefits by being divorced, and now wants to qualify by being married, she may have to pay back benefits
received while presumably divorced.
Still, there is help for your sister. It is just too complicated without more facts.
And an expert, and an attorney. Wish I knew how to help you help your sister.
You are kind to want to help her. But, can your parents look into this?
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