I am in charge of brothers supplemental needs trust. Will soon have moms estate money put in account. Don't want to rely on financial planner. But sure can't do it myself. Every time I try to read about investing for my and husband retirement I give up. We did retire. Too many options, too much Information. Can't make sense of it.
Personally I love my FA who is more an old school stockbroker with a wirehouse.
To me one key is for you to know what risk (like a $ amount) is acceptable to you & your husband from your overall investment $. That is something only you can determine & then be clear on this with whomever you work with.