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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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My client will be in a nursing home soon. I can retire at 72 or get a new client. I work 45 to 50 hours a week and if I do not have work what can I do? I am on a budget.
"Being retired means being able to do what you want, when you want to do it. Whatever it is."
That's what I thought... For various reasons, that hasn't happened for me yet... Hoping I live long enough to do some of the things I wanted to do (didn't even have BIG plans, like travel, snowbirding, etc, just simple things I didn't have time for when raising kids and working full time and then some...)
Let's start with what you do in your off time. You work a lot. What brings you relaxation in your off time. What have you always longed to do that you didn't. Early retirement was full of travel for me, in the United States and in other countries. I have always loved gardening and reading. I volunteered in early retirement at Animal Shelters and I fostered and placed in and from my home. I love writing, and have often done that. I love hiking and walking and while it is now done to the latter as opposed to the former, it is still daily. I like to cook at time when I am feeling inspired, and I love to sew, especially kimonos. That has gone from every girl in the family now down to friends. I love junk shopping and can't wait for them to re-open. I love my home and much time is spent in it on plants, small projects of one kind or another. There is family, unfortunately too many of them not in my general area, but there are visits. I will tell you that I have never known a bored moment, but I cannot honestly remember boredom. I sleep like a log after a busy day. I can also tell you that the days get shorter. We tease that it is now the Sunday New York Times every 15 minutes at our age. The weeks fly by. So I would say concentrate on what you now do and love in your off time, and what you always wanted to do that you have no time for. Hoping to see other suggestions from others.
BelindaM, that's a good question. Everyone is different. If you can, keep on working, even if it is part-time. It's good for the mind and soul.
I was recently forced into retirement at 74 when my boss [85] had passed this Spring and the business closed up. Oh how I loved unlocking the office door each morning. Every day was different, and I was the boss's right arm. My work was part-time and I did that for ten years. Well rewarding.
I hate being home now. I am no Martha Stewart. For over 20 years I did one morning a week doing volunteer work at the local regional hospital. Love that job, too. With the covid, the volunteer work has been suspended, and probably won't restart until the middle of next year :(
Yikes, my mind is going to mush. My brain isn't being challenged unless Sig-other and I watch game shows that ask questions such as Cash Cab, Common Knowledge, etc. Oh, sig-other is on his third career. If he didn't work, he would become interwoven into the sofa, brain dead from sports :P
I have been shaking the family tree over the years, found over 4,000 people on my Dad's side of the family. I better buy more boxes of Christmas cards :P
My husband and I both retired a few months ago. Covid and my mother’s declining health have caused some of our travel plans to be set aside. However we have done many day trips and a few weekends away. My husband plays golf with our sons and friends. I play bridge two afternoons a week. I belong to two book clubs that meet monthly. My husband and I walk every evening by the Ohio River for couple of miles. I read, sew, knit and crochet. I love to cook and bake. I volunteer at the local library one morning a week. I still do a little work in the office at the nursing home/assisted living we own. So far we haven’t been bored. We’re both 65 and in good health.
If you are worried about your money, and are able to work, I think you should look for another client. YOu might want to look for someone with minimal physical needs.
Retired people who are OK with money? Golf, travel, gardening, book clubs, spending time with grandkids. Some not so much during Corona.
Turn your budget into a project, and ask yourself how you can save money with fill-in activities:
Start gardening and grow your own produce; you'll have fresher and more healthier produce than sprayed store produce.
Read up on food storage, root cellars, and cold frames, and if you're handy creating things, consider building a cold frame to extend the growing season.
If you sew, make more of your own clothes. You can probably make them cheaper than buying them, and they'll fit better.
Walk. It's relaxing and healthful. If you backpack or camp, it'll cost to supply yourself, but other than good shoes, walking is free.
Ask yourself what you would have liked to do but couldn't b/c you didn't have the time. Then do it.
Do you do a lot of cooking? Baking? If you don't bake bread, try it; there's nothing like the smell of bread baking and making the whole house fragrant.
IMO, the most important thing to do is stay engaged with other people. Volunteer somewhere -- even at two or three places -- so you get a variety of people and ages to interact with. Join a club like Rotary International or the Lions Club and make friends while also working on projects.
Check to see if a local college or university nearby has classes you might be interested in. Our local university allows seniors to pay an annual fee and sit in on dozens of different classes.
Allow yourself down time, too. If you don't want to get up and go somewhere you planned to go, don't. If you want a lazy day with nothing to do, go for it.
My husband retired on July 1, and every day is Saturday, he says. No stress, no traffic, and no business clothes -- he's positively giddy! However, he's been extremely busy every day since he retired, and he watches a webinar on real estate investing (his hobby), messes with the cars (his other hobby) and messes up my grocery shopping. (We both bought 18 eggs today because he didn't tell me he was going to stop at the grocery store after I clearly told him I was going.)
The most important thing to do is to have something to look forward to.
My grandchildren and daughter are staying with me. I have been trying to help with the online homework and classes while she works but the computer classes especially math has me confused. I clean, go to online service and bake.
My husband retired December 1st 2019. He has been on cloud nine since. We have had a hot summer so he did a lot of things around the house. Fixing things, painting, etc. My youngest son has high functioning autism and lives with us. He is 28 and my husband took him fishing and swimming since he couldn’t when he was working. My husband worked the overnight shift.
I still have 3 years, 4 months left at the post office. My oldest son doesn’t want kids so we will probably NOT be grandparents. I plan on being a volunteer baby cuddler at the hospital. I know I can’t do it now with Covid but hopefully I can when I retire.
My husband retired last year at age 70. He loves it. Busy doing things he wanted to do that he never had time for and for chores he never had time for while working. I can retire early at 55 in two years. I figure I will work part time then. Hope to travel a bit and help with eventual grandchildren.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Volunteer work costs you nothing but brings purpose to your life and it can lead to new opportunities to earn some cash.
That's what I thought... For various reasons, that hasn't happened for me yet... Hoping I live long enough to do some of the things I wanted to do (didn't even have BIG plans, like travel, snowbirding, etc, just simple things I didn't have time for when raising kids and working full time and then some...)
Guess I'm not retired yet...
I will tell you that I have never known a bored moment, but I cannot honestly remember boredom. I sleep like a log after a busy day.
I can also tell you that the days get shorter. We tease that it is now the Sunday New York Times every 15 minutes at our age. The weeks fly by.
So I would say concentrate on what you now do and love in your off time, and what you always wanted to do that you have no time for. Hoping to see other suggestions from others.
I was recently forced into retirement at 74 when my boss [85] had passed this Spring and the business closed up. Oh how I loved unlocking the office door each morning. Every day was different, and I was the boss's right arm. My work was part-time and I did that for ten years. Well rewarding.
I hate being home now. I am no Martha Stewart. For over 20 years I did one morning a week doing volunteer work at the local regional hospital. Love that job, too. With the covid, the volunteer work has been suspended, and probably won't restart until the middle of next year :(
Yikes, my mind is going to mush. My brain isn't being challenged unless Sig-other and I watch game shows that ask questions such as Cash Cab, Common Knowledge, etc. Oh, sig-other is on his third career. If he didn't work, he would become interwoven into the sofa, brain dead from sports :P
I have been shaking the family tree over the years, found over 4,000 people on my Dad's side of the family. I better buy more boxes of Christmas cards :P
Retired people who are OK with money? Golf, travel, gardening, book clubs, spending time with grandkids. Some not so much during Corona.
Start gardening and grow your own produce; you'll have fresher and more healthier produce than sprayed store produce.
Read up on food storage, root cellars, and cold frames, and if you're handy creating things, consider building a cold frame to extend the growing season.
If you sew, make more of your own clothes. You can probably make them cheaper than buying them, and they'll fit better.
Walk. It's relaxing and healthful. If you backpack or camp, it'll cost to supply yourself, but other than good shoes, walking is free.
Ask yourself what you would have liked to do but couldn't b/c you didn't have the time. Then do it.
Do you do a lot of cooking? Baking? If you don't bake bread, try it; there's nothing like the smell of bread baking and making the whole house fragrant.
Check to see if a local college or university nearby has classes you might be interested in. Our local university allows seniors to pay an annual fee and sit in on dozens of different classes.
Allow yourself down time, too. If you don't want to get up and go somewhere you planned to go, don't. If you want a lazy day with nothing to do, go for it.
My husband retired on July 1, and every day is Saturday, he says. No stress, no traffic, and no business clothes -- he's positively giddy! However, he's been extremely busy every day since he retired, and he watches a webinar on real estate investing (his hobby), messes with the cars (his other hobby) and messes up my grocery shopping. (We both bought 18 eggs today because he didn't tell me he was going to stop at the grocery store after I clearly told him I was going.)
The most important thing to do is to have something to look forward to.
I still have 3 years, 4 months left at the post office. My oldest son doesn’t want kids so we will probably NOT be grandparents. I plan on being a volunteer baby cuddler at the hospital. I know I can’t do it now with Covid but hopefully I can when I retire.
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