Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I agree with others that you need to now figure out what your policy will cover. Maybe consider a Geriatric Care Manager to help you navigate this, since insurance can be complicated.
Do you have anyone assigned as your Power of Attorneys? If not, it is critical that you do this otherwise you are destined to become a ward of the county with a court-assigned 3rd party legal guardian making all your decisions for you.
Call your Long Term Care Policyholder service dept and see what's covered by THEM! You've paid a lot of $$$$$$ into that policy which now should be paying for your care!
Check with your LTC policy which should cover or help to cover your ALF. You may want to check facilities themselves, which can assist you once you explain to them your assets, your insurance and etc. I am not certain of what you policy is nor of what it covers.
As far as assistance, if you mean governmental assistance, then you are speaking of Medicaid. You should speak directly with a Medicaid advisor in your own state regarding: 1. Qualifying physically or mentally for aid and assistance 2. Qualifying financially for her. 3. Do this only after speaking with advisor at your insurance co. regarding the benefits of your LTC policy, so that you can speak knowledgably with the Medicaid people about this.
In general, unless you are indigent, without fund, and with no LTC you cannot qualify for Medicaid.
Do you have a paid for home as an asset? Because sale of said home may supply you the years of self-pay at an ALF until you qualify for and need MC which LTC policies will cover.
Most states do not have funding for assisted living . Some states Medicaid will help pay .
Usually people sell their home to pay for an assisted living facility
Sounds as if your long term insurance is for skilled nursing facility .
How about calling your County Area Agency of Aging or something similar to see if they can assist you to find help . Look on your county website under Dept of Aging , or Senior services or some similar category .
Perhaps if you gave more information here as well , others will have more ideas . Also my answer was assuming you are in the US .
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Do you have anyone assigned as your Power of Attorneys? If not, it is critical that you do this otherwise you are destined to become a ward of the county with a court-assigned 3rd party legal guardian making all your decisions for you.
Good luck.
You may want to check facilities themselves, which can assist you once you explain to them your assets, your insurance and etc.
I am not certain of what you policy is nor of what it covers.
As far as assistance, if you mean governmental assistance, then you are speaking of Medicaid.
You should speak directly with a Medicaid advisor in your own state regarding:
1. Qualifying physically or mentally for aid and assistance
2. Qualifying financially for her.
3. Do this only after speaking with advisor at your insurance co. regarding the benefits of your LTC policy, so that you can speak knowledgably with the Medicaid people about this.
In general, unless you are indigent, without fund, and with no LTC you cannot qualify for Medicaid.
Do you have a paid for home as an asset? Because sale of said home may supply you the years of self-pay at an ALF until you qualify for and need MC which LTC policies will cover.
Best of luck to you.
Usually people sell their home to pay for an assisted living facility
Sounds as if your long term insurance is for skilled nursing facility .
How about calling your County Area Agency of Aging or something similar to see if they can assist you to find help .
Look on your county website under Dept of Aging , or Senior services or some similar category .
Perhaps if you gave more information here as well , others will have more ideas . Also my answer was assuming you are in the US .