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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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I decided to keep my safety net rather than wipe out my meager savings and CDs. I'll figure out a different route with the health care.The government can waste billions, but they still will worry about our "peanuts" in savings, They rather help illegal aliens. Oh well thanks everyone for your answers. always helpful.
Just a question? Are you talking about Medicaid for NH care or Medicaid for health insurance. Therevr different rules. My nephew is allowed 20K as income a year. He is on SSD so receives Medicare and Medicaid. If health insurance then I wouldn't pay cash. If u can spend 15K on a car you can afford insurance. Do you think you will need Medicaid for NH care in the next five years? Just curious.
States Medicaid can place a maximum value on exempt assets. Like for a home it’s 550k for most states but 800/850k upper east coast. Cars can have value limit as well. You really imho need to clearly find this out ASAP before buying a car.
If your thinking of getting a car and your near future means entering a AL or NH to live permanently, it doesn’t make sense to buy a new car. You will not have any real $$ anymore to realistically afford, gas, insurance, maintenance, repairs as Medicaid requires all your monthly income to be paid directly to the AL or NH each month as Per the medicaid copay or SOC (share of cost) requirements. All you have once on institutional Medicaid is a small personal needs allowance. Avg is $50 or $60 a mo.
Plus when you sell it, it must be a fmv or Blue Book value, which if over 2k makes you ineligible for Medicaid as your over asset limits. So you end up needing to do a legit spend down asap to stay ok for Medicaid. To me it’s a lot of drama & doings for something so not needed if you live in a facility.
Under Medicaid you are permitted to have one car and one home. Buying yourself a new one, I would think, would qualify as legitimate spend down. Just do not give it away to anyone or sell it for less than market value.
The money is supposed to be going for your care in a facility or medical bills. A new car won't qualify. They can look back 5 years to see what you've done with any money you've had.
Whose money are you spending? Yours or the person you are caring for? If it is the money from the person you are caring for, then I don't think it would qualify as a spend down for medicaid item. I may be wrong.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If your thinking of getting a car and your near future means entering a AL or NH to live permanently, it doesn’t make sense to buy a new car. You will not have any real $$ anymore to realistically afford, gas, insurance, maintenance, repairs as Medicaid requires all your monthly income to be paid directly to the AL or NH each month as Per the medicaid copay or SOC (share of cost) requirements. All you have once on institutional Medicaid is a small personal needs allowance. Avg is $50 or $60 a mo.
Plus when you sell it, it must be a fmv or Blue Book value, which if over 2k makes you ineligible for Medicaid as your over asset limits. So you end up needing to do a legit spend down asap to stay ok for Medicaid. To me it’s a lot of drama & doings for something so not needed if you live in a facility.
They can look back 5 years to see what you've done with any money you've had.
sorry I yelled