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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Hopefully some will learn from this to save for those rainy days so they won't be doing the same to their own children or grandchildren when they get older.
What is scary is that our own generation have saved less than that of our parents generation, and the next generation even less. But each generation is living longer.
My parents didn't make good choices but they lived a good life and had fun. My Mother never worked she lived with us after my Father died. I am on social security and my husband also. We never had help from the government or anyone. Now my Mother needs me and I will not let her down. We have always helped her with everything and she helped us raise our children. I don't expect the government to do much. Just let caregivers have a way to use their expenses and not have to pay small business tax on all the money that is paid to us caregivers. I have a contract with the VA to pay myself $800.00 per month for caregiving out of my Mother's pension which is $1100. I spend this money on caring for my Mother anyway. I just object to paying the tax on it like I am a small business. So I spend the caregiver money on her and I pay the IRS for the caregiver money. I can't deduct any expenses. So after all is done she is getting less. If I work I have lots of money to spend on her and pay little taxes usually because of our medical bills and I itemize on the 1040. It doesn't seem fair. There is no way I could ever get someone to do what I do and pay them $800.00 per month. I guess no one on this site gets it, but their are hundreds of caregivers out in the world going under selling everything they can to get by to take care of their parent. I am blessed. I got the Aid and Attendance pension for my Mother in 4 months. It helps a lot since I don't work part time anymore. So we can make this work and I take out of my savings to pay the CPA and the IRS. Most families are prepared for emergencies and the others have rich relatives that step in to help. I just feel sorry for the ones that are trying to do like I am doing and don't know what I know or have advantages and blessing that I have. I always come out smelling like a rose when I jump into a pile of crap. I just care about people and want them to have a light at the end of the tunnel when this is all done. I was searching on Google and it is sad all of the caregivers down to just about nothing. But they all seem to be survivors like me and keep on keep on keeping on. They must make too much for welfare and fall thru the cracks. Okay, I'm done now!
College, the ideas are good about lobbying.... but one has to stop and think, imagine how much money it would take for the Federal and State government to give money to the elderly so that they can live comfortably, or money to the grown children because the child resigned from the workforce by choice.
There are over 40,000,000 senior citizens out there in the U.S. alone. On average if a working person quits work to care for a parent he/she will lose over the years between $285,000 and $325,000 which includes loss of salary, plus net worth loss of the health insurance, loss of pension, loss of other benefits such as matching 401k, etc. [source: Reuters 5/30/12].... multiply those amounts by 40,000,000. That would bankrupt the United States.
No child should have to use their own money to pay to care for a parent. The parent should offer to pay from their own retirement fund. And if the house is not elder proof, it is time to think about down sizing and relocating to a home that is safer. I realize we have many elders there who refuse to move. My parents are one, but I refuse to enable them.
Guess I am lucky as my parents saved for those rainy days... of course now trying to get them to blow the dust off their wallets is a different matter :P
This is a joke, their must be something we can do to get the tax credits we need for being a caregiver. They don't care. If you are a person who is not on welfare they just let you fall thru the cracks with you elder parent. We quit our jobs and charge up our credit cards trying to keep them happy and comfortable. Build ramps that cost a couple thousand by code, etc. Do we lobby when we ever get a chance so we can help others? Would that work? Maybe if we become the sqeaky wheel someone will listen. I guess I could start with senators, AARP, VA and Aging care places around me. I am tied down right now but I still have a mouth and a computer. I use to be on debating teams in school and always got what I wanted. Please advise. I hate to take all of the no answers I have been getting for the 3 years I have been doing this caregiver position.
Depending on your age (over 65 and getting that big flat deduction) I've discovered (so far) there's no reason to try itemizing all the medical expenses including mileage. Spouse, 93, keeps insisting they are deductible, but the big senior generic deduction is way higher than the expenses so far. Best thing to recoup these is a medical reimbursement account so you can submit what you've paid out of pocket and get reimbursed.
I believe you can only deduct mileage if you claim your Mom as a "dependent" on your income taxes. You may want to verify that with the IRS or a income tax preparer.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
What is scary is that our own generation have saved less than that of our parents generation, and the next generation even less. But each generation is living longer.
I spend this money on caring for my Mother anyway. I just object to paying the tax on it like I am a small business. So I spend the caregiver money on her and I pay the IRS for the caregiver money. I can't deduct any expenses. So after all is done she is getting less. If I work I have lots of money to spend on her and pay little taxes usually because of our medical bills and I itemize on the 1040. It doesn't seem fair. There is no way I could ever get someone to do what I do and pay them $800.00 per month. I guess no one on this site gets it, but their are hundreds of caregivers out in the world going under selling everything they can to get by to take care of their parent. I am blessed. I got the Aid and Attendance pension for my Mother in 4 months. It helps a lot since I don't work part time anymore. So we can make this work and I take out of my savings to pay the CPA and the IRS. Most families are prepared for emergencies and the others have rich relatives that step in to help. I just feel sorry for the ones that are trying to do like I am doing and don't know what I know or have advantages and blessing that I have. I always come out smelling like a rose when I jump into a pile of crap. I just care about people and want them to have a light at the end of the tunnel when this is all done. I was searching on Google and it is sad all of the caregivers down to just about nothing. But they all seem to be survivors like me and keep on keep on keeping on. They must make too much for welfare and fall thru the cracks.
Okay, I'm done now!
There are over 40,000,000 senior citizens out there in the U.S. alone. On average if a working person quits work to care for a parent he/she will lose over the years between $285,000 and $325,000 which includes loss of salary, plus net worth loss of the health insurance, loss of pension, loss of other benefits such as matching 401k, etc. [source: Reuters 5/30/12].... multiply those amounts by 40,000,000. That would bankrupt the United States.
No child should have to use their own money to pay to care for a parent. The parent should offer to pay from their own retirement fund. And if the house is not elder proof, it is time to think about down sizing and relocating to a home that is safer. I realize we have many elders there who refuse to move. My parents are one, but I refuse to enable them.
Guess I am lucky as my parents saved for those rainy days... of course now trying to get them to blow the dust off their wallets is a different matter :P
If you are use to always getting what you wanted, you may have just hit a brick wall.