Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I know a lot of woman the husband handles the finances and they have no idea where to start, is that you? If not, then take over. You are ruining your credit by not taking over. I don't write the checks, but I reconcile the statement so I know where the money goes. I have set my credit card to pay thru the app, love it. If only me, I think I would do this with all our reg bills. My nephew, gson and daughter pay this way.
My Mom lost the ability to pay her bills early on. First, she couldn't total her checkbook. Then, her handwriting got unreadable. So, I took over and signed her checks POA.
You will need a quiet place where you can sit down and concentrate on what ur doing. Separate everything in piles. Utilities usually do not charge late fees. Credit Cards do. So, I would start there and pay at least the minimum amount due. Mortgage definitely gets paid. Taxes, depends on where you live. Ours are quarterly. My Mom chose to pay monthly to budget her money. Pay something if they are behind. Always pay something, it shows good faith.
As an emergency/temporary measure, you can pay the bills - via card over phone or via electronic transfer.
Sneak them off his desk one by one, pay & remove or return (minus the opened envelope to avoid an issue over that).
The longer term plan will be to move all the bills over to your name only. You will need either his permission or POA to remove his name.
Do you hold an enduring POA? If so, it may be time to evoke it. The Doctor usually must sign a letter he is not capable of making financial decisions for this to take effect.
A middle step could be a 'therapeutic fib' to why the bill needs to be in JOINT names (not just his). A special offer, a discount for couples??
Of course paying the bills depends on having access to the funds!
If there is a joint bank account - good. If not & funds are all controlled by your DH... not so good. You will need POA. Unless again you can get creative with a fib.. to open a new joint bank account: the bank requested it, a better account, less fees etc.
We get offers all the time to switch banks. I would use that. Oh look at this new deal! Opening TWO joint accounts would be my plan. One with a small balance for day to day purchases. The other with more $, that you pay the bills from. This one you destroy his card & keep yours safely out of his reach.
How can you expect help from him if he has dementia? Dementia means he’s no longer capable of such a task. Follow the advice already given, without any further discussion with your husband. I changed all of my dad’s finances without him knowing a thing. Got his banking changed to online, all bills emailed to me, forwarded his mail to my home, and he never touched it all again. It was a kindness
~Get bills set up to be paid online, automatically each month. Discontinue paper bills entirely. ~Intercept the bills at the mailbox, pay them yourself immediately, and he may not even realize it. ~While he's sleeping, gather up the bills that have piled up, pay them, and that's that.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
My Mom lost the ability to pay her bills early on. First, she couldn't total her checkbook. Then, her handwriting got unreadable. So, I took over and signed her checks POA.
You will need a quiet place where you can sit down and concentrate on what ur doing. Separate everything in piles. Utilities usually do not charge late fees. Credit Cards do. So, I would start there and pay at least the minimum amount due. Mortgage definitely gets paid. Taxes, depends on where you live. Ours are quarterly. My Mom chose to pay monthly to budget her money. Pay something if they are behind. Always pay something, it shows good faith.
Don‘t you have access to banking, mail box, bills, CC?
Sneak them off his desk one by one, pay & remove or return (minus the opened envelope to avoid an issue over that).
The longer term plan will be to move all the bills over to your name only. You will need either his permission or POA to remove his name.
Do you hold an enduring POA? If so, it may be time to evoke it. The Doctor usually must sign a letter he is not capable of making financial decisions for this to take effect.
A middle step could be a 'therapeutic fib' to why the bill needs to be in JOINT names (not just his). A special offer, a discount for couples??
Of course paying the bills depends on having access to the funds!
If there is a joint bank account - good. If not & funds are all controlled by your DH... not so good. You will need POA. Unless again you can get creative with a fib.. to open a new joint bank account: the bank requested it, a better account, less fees etc.
We get offers all the time to switch banks. I would use that. Oh look at this new deal!
Opening TWO joint accounts would be my plan. One with a small balance for day to day purchases. The other with more $, that you pay the bills from. This one you destroy his card & keep yours safely out of his reach.
~Intercept the bills at the mailbox, pay them yourself immediately, and he may not even realize it.
~While he's sleeping, gather up the bills that have piled up, pay them, and that's that.