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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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This is one of the dangers of having a joint bank account. Either account holder can legally take all the money. I know it hurts. Any joint account requires trust and I know that is sometimes hard to come by.
Millie111, I see on your profile you are taking care of your Dad. Is it his wife who is taking the money? Who told you this is happening? And anyone ask the spouse why the money was taken? Is it to pay for medical care? Or be transferred to another bank?
We have filed for conservatorship of him 2 yrs ago. The case is still pending because she is intervening petitioner. He remarried a younger woman about 10 yrs. ago. They had a prenuptial. Before she would marry him (he was 76 she was 58) He had to do a prenup,quitclaim deed,change beneficiaries on his life insurance and several other things. He has a home he built and paid for. He also had money put up for his retirement in savings and annuities. He has a will and gave his son a durable poa. Somehow she had a durable poa done a few yrs ago from an attorney she worked for. His sons poa is still good. The quitclaim deed was deeded back to him for tax reasons and since then 2.5 yrs ago he put property in his sons name with him having a life estate and her one upon his death. She was furious about this even though she did the same for her sons with her 2 properties she owned. So for the last few years she used her poa to go to every bank he banked at and took all of his money. It was over 150,000 just in savings that is not including the money she is still taking out as of now. He has a state retirement,military retirement and ss that goes in the joint bank account and thats all the funds that goes in there she keeps hers in her own account. We found out she was taking every last dime of it either by transfer to her account or to an account with her and her sons name only. When we filed for conservator his son then went to bank and used his poa to open an account and we were able to get two months of his checks then she changed it all back with her poa. He was not appointed a guardian ad litem until 13 mos. after. The guardian found exactly what we were talking about . No she is not spending the money for him at all only very little to help with his care. We are no longer allowed to visit or care for him and just recently she got an order to put him in a home. Now we are hearing from lawyers this is spousal property and that she had a right to it because it was joint account. Also they are saying prenup is no good and wont stand in court because it was done the day before they were married. Where are his rights even though she was on account how can she take all of his money with him with having dementia. We have spent so much money on attorneys and mediation. All this women wants is more money. Now everything is about her and her rights while they strip him of all his civil rights. I just would like to know what else we can do to help him. The only reason she took money is because she is heartless and selfish. She did the same to her own Mother and Brother and also her ex husband.
Millie111, thank you for posting this warning question and the additional background that should scare many of us caregivers into making sure we've done our legal due diligence for our loved ones. My first thought was for you to contact a lawyer, but that's already been done. It's obviously a complex situation and to give a more meaningful answer to your question would require legal training and even more detailed background information. However, one thought that crossed my mind was that if anyone is counting on Medicaid paying for any of your dad's care due to the "order to put him in a home," then, based on the amount of funds his wife has put in her name only, he will be disqualified from Medicaid assistance for several years. Of course, if your dad's monthly retirement benefits are sufficient to cover all of the monthly facility costs, then Medicaid is not an issue. Good luck with resolving this difficult situation for your dad.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
This is one of the dangers of having a joint bank account. Either account holder can legally take all the money. I know it hurts. Any joint account requires trust and I know that is sometimes hard to come by.