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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Please listen to Cat and don't go with anything out there that promises to "save your assets from Medicaid." There are tons of scams where you can lose money at best, and end up with Federal legal problems at worst. See if your state has some attorney services for people with low incomes. Most do. An estate attorney is best. The Medicaid laws are quite clear and there's a look back time over the last five years. They will want records. If there are assets that pass the test, you'll find out.
As Cat says, many, if not most of us, have gone through this. I know it's hard, but it's better than trouble with the law.
Information is power. I assisted clients with their estate and Medicaid planning for 25 years, as an elder law attorney. I wanted to help more than just a few clients so I wrote a book that clearly explains all the Medicaid rules, what you can and should NOT do, the loopholes only the high-priced attorneys know, and how to find a good attorney to assist you. The book is called "How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets" (www.MedicaidSecrets.com) and is very highly reviewed on Amazon.com. The government will NOT give you good advice; would you go to the IRS for tax planning? Arm yourself with the rules and techniques so you avoid costly mistakes and take full advantage of the laws for your own benefit. See my interview on the John Stossel show on Fox-TV; it's fun! Thanks and good luck!!
Medicaid is for the poor! I do not want my taxes being used to fund elderly care so that the family can inherit their assets. The assets should be spend down first, then medicaid can be utilized.
don't do it. Real info is free from your local area agency on aging. Lots of times they just rehash the same info and charge you for it.....remember if they spent money to advertise and charge, it is TOO GOOD TO BE TRUE. bless you.
You don't necessarily need a lawyer. What are you trying to protect while qualifying for Medicaid? Believe it or not, the rules are fairly clear and there are volunteers who can help. without disclosing any personal info - what assets do you have, what is the situation? Seriously, we have all been there and some on this site are quite knowledgable.
She has some money in a bank account and a house. Everything is primarily in her name because she demanded it be that way, even though it's the sum total of the life work of my aunt, uncle, and father (she rarely worked). She's a hoarder, and she's hoarded everything her whole life. The way things are going, she'll probably outlive me anyway, I'm at the end of my rope.
She would have to put the money in your name. It has to be in your name for a total of five years. There is a five year look back period. If she is alone and not married. If she were to go in a nursing home, you would have to spend down all of her money, except for about $5,000, she can keep her car and her house.
If she is married, and she is putting her huband in a nursing home, you have to spend down all the money except the spouse gets to keep $90,000 to $100,000 plus their house and car.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
As Cat says, many, if not most of us, have gone through this. I know it's hard, but it's better than trouble with the law.
Carol
Lots of times they just rehash the same info and charge you for it.....remember
if they spent money to advertise and charge, it is TOO GOOD TO BE TRUE.
bless you.
be some way to protect what little assets we have.
without disclosing any personal info - what assets do you have, what is the situation? Seriously, we have all been there and some on this site are quite knowledgable.
is primarily in her name because she demanded it be that way,
even though it's the sum total of the life work of my aunt, uncle,
and father (she rarely worked). She's a hoarder, and she's hoarded
everything her whole life. The way things are going, she'll probably
outlive me anyway, I'm at the end of my rope.
If she is married, and she is putting her huband in a nursing home, you have to spend down all the money except the spouse gets to keep $90,000 to $100,000 plus their house and car.
allowable?
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