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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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There was no formal contract or agreement. At some point she will need to apply for Medicaid. Will they consider that a gift? And if so, really? Can an agreement be drawn up now for what went on in the past?
That is not a gift. That is rent that includes food, utilities, and care. You can prove that she was living in your home at your address. That is not a gift.
Yes, if your mother gave you money for groceries, etc. not much of a problem. Rental? A problem. Would have had to be claimed on your taxes. I am guessing you didn't. Without a formal agreement this may be called into question. However, 1,000 a month is not unreasonable for room, board and care, so you may be able to work this out if you kept good track of the payments Mom gave you and what they are for, and if they were regular. I would see an Elder Law Attorney in your State. It is now too late to address any of this, and you can hope Mom won't need help until it passes into the distance of 5 year lookback; otherwise, when it is time and you have this question I would pass it by an attorney.
You should find out what the Medicaid "lookback" period is in CT, Here in MN it's 5 years. You state in your profile that your mom has dementia/ALZ. Does this mean you are her durable PoA and it is active? It may be worth the investment of a 1 hr consult with an elder law attorney who knows Medicaid planning. I don't think you can retroactively create a contract even if she didn't have dementia/cognitive decline.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I would suggest setting aside whatever documentation you can gather as to where the money went in case you need it later.
$1,000 a month could have been her contribution towards the household's bills: groceries, utilities, eating out, transportation, maybe rent.