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If this was never explained to you by the attorney who did the paperwork, they did a poor job.
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Cece, many people learn this the hard way.

I pray that you have found the way forward in getting the necessary things taken care of.

I am sorry for your loss. May The Lord give you strength, guidance and wisdom for this difficult time.
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Yes it does. Then the Executor of the Will takes over. If no Will then an Administrator needs to be assigned to carry out the duties of an executor. When thats done, the State determines who inherits.
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Yes. At the moment of death it is gone. Then it is up to the next of kin or executor or administrator of estate.
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Yes, it does, and it’s often not the vast power some think it is anyway. An often misunderstood legal document
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Frankly if you were POA and this surprised you then I do not think you fully understood what a POA is or does.
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