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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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It’s very noble to say you would never charge your parents rent, but the truth of the matter is that adding a person or two to your household does raise your cost of living. My mom always wanted to come live with us. She had it all figured out. What she chose to ignore was my three dogs and two young grandsons who would have driven her insane. Anyway, mom never wavered that she’d pay rent. It would have given her a measure of independence; that she was paying her own way. Sure. They never charged me rent when I lived at home and we never charged our kids either. But, we chose to have children and accept the financial responsibilities. I would absolutely check your area to see what a small apartment rents for and charge them accordingly.
I think every situation is different. If you are comfortably off and have no mortgage then fine don't take rent but if you have a mortgage and your parent wants to and is able to contribute what is the issue in charging a fair rent. I think people are too quick to judge there is no one answer fits all. In my case we have had costly adaptions to make to the property besides mum wants to contribute. I work and give up a lot of my time to ensuring she is safe, warm, fed and well looked after, she is grateful for that. I am also at an age where I might have retired had the government not altered the pensionable age!!
Jane67, any time Mom uses the "I gave you the land", tell her you and hubby are thinking of selling the house and moving into a smaller home that isn't so expensive to maintain with such a high mortgage and the high property taxes. If she wants to stay in the house, she can buy you out. That might be a wake-up call for her. Or not.
Here is my situation. My mother in law has lived along since her husband passed away 9 years ago. Her home needed lots of work, was very old, cost a fortune for her to heat etc....Her plan was when she passed she would leave the home and land it was on to my husband. But 2 years ago she wanted to give it to him then. She suggested building a new home (my husband and I were renting at the time) and we would all live together and split bills down the middle. It was a win win for everyone. She didn't have the high cost of her old home (45 year old double wide trailer) and all that went with that and we could have a new home but still be able to breathe financially. We had never questioned whether we could all get along or not. We all thought we would be fine. We took out a mortgage, made our house plans to accommodate her, meaning extra bedroom, larger house for privacy for all of us, all first floor living for her etc.... so with all this our mortgage is bigger therefore our property taxes are higher etc..... We get all moved in and get her "set up" she says "Oh I decided since I gave you the land I am not going to pay rent. I feel you will make out better if you don't charge me rent" Well we didn't say anything we decided to wait it out. So far she pays for the oil (average $400 a year) and buys groceries. Now the buying grocery part sounds good right? Well it is the stuff she likes and stuff she uses to bake pies, cakes and dinners for her bingo nights. She fills the fridge and freezer so full that we cannot buy what we like anyway. She cooks dinner most night for all of us. Again sounds great right? But it isn't always. We have tried to tell her not to cook on her bingo nights (4 nights) and we will handle it. But no she does it anyway and if you say anything she is offended and gets upset. So again we ride it out. Now the problem is she acts like this is her house, she tells us what to do and how to do it. She spends lots of money on bingo (I am talking at least $300 a week. Not exaggerating at all). My husband and I are paying all the bills. We are getting them paid but we have no money for anything else. After paying all the bills and she says things like "You left a light on" constantly, "Are you doing laundry again? constantly How much did you pay for that? constantly...the list goes on and on. Now if she is not paying the lights, the water bill etc... don't ask what we are doing in our own house. I am very frustrated at this point. So income on her part is not an issue. She has plenty and then comes home from bingo and tells us 'I won $300, or $500, or at times 1,000" and there we are not able to have any extras (out to eat, a movie etc) because she hasn't held up her end of the bargain. Now it would be easy to sit down and say "Hey Mom we need some help paying some things" Well not only would that allow her to think she has more control over our household because she "pays rent" but it would open up a can of "I gave you this property and this is how you treat me" and my husband's family may feel the same way. Help!
My mother chose to live with me instead of my brother or sister. I charged her $400 in rent that covered her utilities, food, phone and some supplies. She bought some of her own items but not everything. My mother did not want my siblings to know anything about her finances but I told my sister what we were doing. I would recommend anyone to have everything in writing or at least a video of the elderly person agreeing to everything. My siblings turned against us and convinced my mother that we were stealing from her when she started to forget things. She now lives with my brother and we no longer communicate at all. If only we had a video to prove to them what she said and agreed to. It's not something you want to do but when an elderly person waste food becasue they change their mind or take long showers or even keep the heat running so much you have to feel that it's not fair that so much of your income is used to help and the other children don't offer anything or even do anything for her. Protect yourself!!!
I had never dreamed of "charging" my mom for anything. She had told me to use whatever money she has when we need to and I said "Mom, we don't need your money" but she insisted that we use it if we need to. All she has is 480 a month from SS. But after 4 surgeries in 2 years, we had to use up all her money. We started leaving it untouched again for a few months and it was up to about 2,000.00 when we applied for medicaid. We needed more help than we could afford (in home and impending nursing home care). Medicaid said she couldn't have more than 2,000.00 in her account to get approved. At that point I decided to start charging mom 300.00 a month for "rent" and keeping it in my savings in case I needed it for her later. I know she could not live anywhere else for cheaper and if I brought in an outside renter, I would charge at least that. It feels wrong to charge your mom to live with you but it's the only way we could get help for her. She does truly cost me at least that much in food, electric, laundry, meds, depends and lets not dis-clued the fact that I'm not able to work because she is my full time (non paid) job.
my mother in law moved in with us, August, 2015, she has dementia, and I do all her medications, make sure she eats, she requires a lot of help, she can dress herself, my question is should we be charging her for rent and cargiving services, I take her to all her Dr. appointments also. She gets only S.S., she cannot get Medicaid as she has to much money in her account. What would be a reasonable amount and do I have to report this for taxes. Karen
If my mother wasn't living with us I would still be in my house with a paid mortgage and could retire easily. We had to have a house with no steps once she was in a wheelchair. She had always insisted on paying her way when she moved in and I actually was able to use her checks for rent to prove residency in our state. I agree we use more gas and electric an additional phone and TV hook up. Our taxes are higher on the house too. She was happy to pay her part.
You are so right that's the reason i use her money because they (Medical) said she can't have over 2000.00 in the bank. at one point i was not using her money that's when she did not need depends and ensure and was not taking as much meds. so i use her money for everything now then i pitch in on what she needs. becasue if i eat she eats, i was telling my husband i did not want those people in our business becasue with his income they are not going to give her anything. i told them never mind i'll take care of it.
I have actually had a social security rep, someone from our area on aging, and mom's social worker say that she should pay for rent and utilities. Now, she doesn't because all her $$ is going to her care. But if she could, I would. Partly because my expenses have gone up since she has moved into my home. Also because if she didn't spend her money every month, she would have too much saved and my lose her qualification for Medicaid.
Having said that - be very careful about what you charge. If your relative needs Medicaid later, they will check if assets have been given away in order for them to qualify. If they are paying you too much, they may determine they do not quality for Medicaid.
Because there are 3 adults in my house (including mom), I was told that the MOST I could charge her was one-third of the monthly mortgage, taxes, and utilities (we didn't get into paying for her care).
We actually do a new lease every January for this amount and provide it with her paperwork to renew her Medicaid. I've been told it helps decrease her spend down. I'm not sure it really does. After spend down, they only leave her with $591/mo for expenses but the lease is for $700. Must be new math. :-)
my grandmother live with me and it take money for her to live and i use her money in the house she has to do all the thing we have to do and more, i pay for her meds, she needs special presonal items, thing i don't need, depends @42.00 a box each month. ensure 32.00 a month she's home all day she always cold and has the heat running, the TV is always on the lights always on and i have a caretaker comes in 4hours a day at 10.00 hours. it cost. and she get a two much money for them to give her anything but not enough to live by herself. YES TAKE SOME OF HER MONEY AND USE IT WHAT ELSE IS IT FOR. i don't understand why people have a problem with using the money. if you don't use it on her then somebody else will use it in the end if you know what i mean.
I think if your parents live with you AND they can afford it, charging some for rent and utilities is appropriate. Just see what the going rate is for a nice one bedroom apartment is in your town and include a little for utilities, cable, and phone. Personally, I would not charge them for the care I would provide. However, you could hire a caregiver to come in once a week to provide personal and other parent related care....that is fair and gives you a break. You are providing them one-on-one care in a safe and clean environment. It makes sense that they should compensate you for what they would pay much more for elsewhere. Of course, they should pay for their own personal items. Again, this all depends on what they can afford.
I also have the same question. I don't think it's unfair to get compensation for living expenses. I quit my job to take care of my mother and the reality is- it put a financial strain on my husband and me. I get a small amount every month, but it doesn't really come even close to what she was paying to live on her own. She has a good income from her pension and can afford it. I would like to know what people think is fair.
This question requires some thought. Of course the first reaction is you wouldn't charge your parents anything. But every circumstance is different. If there is a financial advisor or Medicaid lawyer, perhaps they will respond. I can think of the following situations
1. The parent gets medicaid or needs to plan for medicaid and spend down. 2. Not every child has sufficient money to support a parent so the extra money might help. One never knows what will happen once you start cargiving. The needs of the parent increase and the child might have to give up a full time job for part time or no time and the savings from the rent might help in the future.
3. Other siblings might not contribute anything and the child who the parent is living with is expending funds. Shouldn't they get some compensation now?
The amount should start a fair market and then drop according to parent's ability to pay vs children financial standing.
Personally i could never bring myself to charge a penny to care for my parents. They're your parents and not some strangers asking to stay with you, but you have to consider what value if any you place on your relationship and also consider how they have treated you over the years. If they've always been nurturing and loving to you then why do you feel the need to get paid? Also consider their ability to pay. I don't mean to sound harsh because every family is different, but I'm a caregiver for an elderly woman whose family does utterly nothing for her and I do ALL of her care with no pay whatever and have no doubts that if she dies before me they will immediately throw me out with no compensation whatever. Life isn't fair. Get used to it.
Consider their income, bills and other obligations when determining a rent amount. Consider food, utilities, and other costs that they would be paying anywhere else they would be living!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Having said that - be very careful about what you charge. If your relative needs Medicaid later, they will check if assets have been given away in order for them to qualify. If they are paying you too much, they may determine they do not quality for Medicaid.
Because there are 3 adults in my house (including mom), I was told that the MOST I could charge her was one-third of the monthly mortgage, taxes, and utilities (we didn't get into paying for her care).
We actually do a new lease every January for this amount and provide it with her paperwork to renew her Medicaid. I've been told it helps decrease her spend down. I'm not sure it really does. After spend down, they only leave her with $591/mo for expenses but the lease is for $700. Must be new math. :-)
Personally, I would not charge them for the care I would provide. However, you could hire a caregiver to come in once a week to provide personal and other parent related care....that is fair and gives you a break.
You are providing them one-on-one care in a safe and clean environment. It makes sense that they should compensate you for what they would pay much more for elsewhere. Of course, they should pay for their own personal items.
Again, this all depends on what they can afford.
1. The parent gets medicaid or needs to plan for medicaid and spend down. 2. Not every child has sufficient money to support a parent so the extra money might help. One never knows what will happen once you start cargiving. The needs of the parent increase and the child might have to give up a full time job for part time or no time and the savings from the rent might help in the future.
3. Other siblings might not contribute anything and the child who the parent is living with is expending funds. Shouldn't they get some compensation now?
The amount should start a fair market and then drop according to parent's ability to pay vs children financial standing.
Also consider their ability to pay.
I don't mean to sound harsh because every family is different, but I'm a caregiver for an elderly woman whose family does utterly nothing for her and I do ALL of her care with no pay whatever and have no doubts that if she dies before me they will immediately throw me out with no compensation whatever.
Life isn't fair. Get used to it.