Follow
Share
Find Care & Housing
Medicaid varies by state and you don't mention where you live. A variable in your question is the value of your car currently. If it's a beater, worth less than $1000 (I'm naming a random low amount) then that may be very different than if it's fairly new and worth $10,000+.

Another variable may be if the car title is only in your name, and not your husband's as well.

I think this is worth a call to the Medicaid office since you haven't given enough information to provide better guidance..
Helpful Answer (6)
Reply to Geaton777
Report

If the car is in your name only, I am sure you can gift it. Call his Medicaid caseworker and run it by them.
Helpful Answer (3)
Reply to JoAnn29
Report

Can't you just let him use the car and add him to the insurance? Let him pay the insurance.

As far as "gifting" the car to him, it depends on the value of the vehicle, and other factors of your income, assets, and liabilities.

You could call the medicaid worker and ask if giving the car to your son would affect your husband's medicaid eligibility.
Helpful Answer (3)
Reply to CaringWifeAZ
Report

Gifting is not recommended for Medicaid purposes. I would contact an elder attorney for that. Can you just transfer the vehicle’s title to your son? However, depends on
vehicle’s book value.
Helpful Answer (3)
Reply to Patathome01
Report

It would be worth a talk with your elder law attorney.
Helpful Answer (2)
Reply to JR2555
Report

Joyce3130: Retain an attorney.
Helpful Answer (2)
Reply to Llamalover47
Report

Whatever you find out -give or not giving car- at least in Virginia, Sell it to your son for a few dollars (I usually use 35.00). This made the transfer of the title easier (I signed it when I “sold” it) at the DMV and it saved the buyer $$ for the taxes.
Helpful Answer (1)
Reply to Tandemfun4us
Report
Weaver Apr 1, 2025
It depends on the state, but in KS you just fill out a form proving he is a family member then you write "gift" instead of any dollar amount on the title. If you try to sell for just a few dollars without proving it's family- they will assess the actual car value against him and he will have to pay based on that dollar amount . Please research your state- I did it over a couple hours and have moms car title and registration now in my name with no fee beyond normal registration.
(4)
Report
It's not clear why you're even asking this question. Are you saying that you're no longer capable of driving? While Medicaid rules vary by state, I've known several people where their spouse required Medicaid to pay a portion of their long-term care. None gave their vehicles away to adult children. While my late husband never required Medicaid during his long-term care stay, I decided it was time for me to replace a car that was over 7 years old, I asked our elderlaw/estate planning attorney if there could be a problem if I bought a new car that would be a little over $32K (before trading in my current one) should he ever require Medicaid. She said that if I were going to buy a Porsche or Maserati there might be an issue, but an average-priced car wouldn't be a problem.
Helpful Answer (1)
Reply to swmckeown76
Report

If you would please provide what make and approx value of your auto, that will help our readers better answer your question.
Helpful Answer (0)
Reply to Patathome01
Report

Are you "gifting" YOUR car or your husbands car?
Helpful Answer (0)
Reply to Grandma1954
Report

See All Answers
Ask a Question
Subscribe to
Our Newsletter